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AIS Financial Blog
Pay These Bills Before Retiring
Reducing these debts before retirement can help your nest egg last longer.
Read MoreWhy More Women Are Putting Off Retirement
Many women stay put because they like their jobs—but they also desperately need the money.
Read MoreRMDs: What to Do When You Don’t Need Them Yet
After a certain age, you’re required to take distributions from your retirement accounts. If you don’t need the funds for immediate income, here are some options.
Read MoreThree Tips for Wealth Health
Health and wealth often go hand in hand—and the same actions can improve the status of both. These three tips can improve your personal as well as financial well-being.
Read MoreRetirement Planning for All Ages
Retirement stress spans every generation, but these steps can help workers of all ages improve their retirement prospects.
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Don’t Bail on Bonds Yet
Acting on worries about bond yields could actually hurt your retirement portfolio.
Read MoreHow Millennials Can Save for Retirement
With stagnant wages and rising student loan debt, Millennials are struggling to start their nest eggs. These three tips can help.
Read MoreThe Best Retirement Benefit? Free Time
A new study finds that retirees are happier than ever, thanks to trillions of hours of leisure time.
Read More4 Reasons Retirement is Changing
The concept of retirement is being radically reimagined. Here’s why.
Read MoreRetiring in 2016? What You Need to Do Now
Before you leave the workforce for good, consider these tips to help ease the financial transition into retirement.
Read MoreThe 4 Percent Rule: Your Questions Answered
Financial experts often recommend a 4 percent withdrawal rate for retirement funds. But is that the right approach for you?
Read MoreNew Study: Millions of Americans Have Nothing Saved for Retirement
More than 1 in 4 workers have saved less than $1,000 for retirement, possibly putting a comfortable retirement far out of reach.
Read MoreAmericans More Confident About Retirement—But Should They Be?
Post-recession, most Americans believe they'll be able to afford a comfortable retirement, but many still aren't saving enough to make it happen.
Read MoreFive Retirement Threats—and How to Avoid Them
There are many retirement threats lurking out there, ready to de-rail even the strongest plans. Here’s what to watch out for.
Read MoreOn Track for Retirement? Here’s How to Find Out
Many workers aren’t sure whether they’re saving enough or too little for retirement. Fortunately, it’s easy to find out.
Read MoreStudy: Millennials Stepping Up Their Retirement Game
Since 2013, Millennials have significantly increased their retirement savings, outpacing both Gen Xers and Baby Boomers, but they still have a long way to go.
Read MoreInterest Rate Hike: Good News for Retirees?
The Federal Reserve’s interest rate hike is good news for seniors who rely on bonds and money market funds for income, but it’s still not likely to make a substantial difference.
Read MoreThe Top Three Retirement Fears—and How to Ease Them
Baby Boomers share several anxieties when it comes to preparing for retirement, but proper planning can help get rid of them.
Read MoreThree Social Security Claiming Mistakes to Avoid
A recent study found that many baby boomers lack knowledge about Social Security benefits, which could cost them in the long run. To get the most out of their benefits, boomers should make sure they’re not making any of these Social S
Read MoreBoomers: Consolidate Retirement Accounts Now
Many baby boomers have left retirement accounts with previous employers over the years. Consolidating those accounts before retirement can pay off in big ways.
Read MoreBaby Boomers Still Shaken by Financial Crisis
It’s 2016, but the financial crisis of 2008 is still top of mind for many baby boomers—and it’s impacting their saving and investing habits. A new study finds that a significant number of boomers experienced economic trauma following the c
Read MoreFamily Obligations Hurting Boomers’ Financial Security
The Great Recession may have ended years ago, but many boomers are still supporting aging parents, adult children or both—and it’s negatively impacting their financial standing. Despite the reduced financial security, though, few boomers ha
Read MoreSocial Security COLA Increase: It’s Probably Not Happening
Retirees hoping for higher Social Security benefits shouldn’t hold their breath: there likely won’t be a cost-of-living increase in 2016. For many, putting a financial plan in place may be necessary to help stretch Social Security dollars f
Read MoreMany Boomers Not Saving Enough—Or Anything—For Retirement
According to a recent Insured Retirement Institute survey, only 6 in 10 boomers report having any retirement savings, and just 27 percent are confident they will have enough money to last through retirement. Better retirement education effo
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